merchant account you can accept online Accept Accept Visa Online Accept ... Online Merchant Services to accept Accept Visa Online Accept online visa and ... Accept online Accept Visa Online Accept online visa and MasterCard. http://www.acceptonlinemerchantservices.com Wed, 22 Feb 2012 13:49:54 +0100 FeedCreator 1.7.2 http://www.acceptonlinemerchantservices.com/general/a-fast-track-for-palestinian-merchants.html Until last year, Nassar Herbawi's arduous daily routine mirrored that of thousands of other Palestinians who do business in Israel. Herbawi, a mattress manufacturer, would rally his fleet of 15 trucks in Hebron and drive northwest for 10 miles to the Tarqumiya crossing, the busiest of the three freight transit points along the Green Line that divides Israel from the West Bank. On good days his trucks idled on a very long line waiting for guards to inspect their cargo of foam mattresses and sofa beds. Then the merchandise was loaded onto an Israeli truck for the final leg of the journey--a delivery at a department store in Tel Aviv. On bad days, unexpected closures at the border caused such long delays that by the time Herbawi's cargo got through to the Israeli side, the business day had ended, forcing drivers to return to Hebron without making their deliveries. The Palestinian businessman, who employs 500 workers, says that between 2007 and 2010 his once-thriving company operated at just 20 percent capacity. Then in August 2010, Herbawi, 51, had a stroke of good fortune. The Israeli government named him a "known trader." The designation grants Herbawi Industrial & Trading, along with 13 other high-volume Palestinian businesses, the privilege of bypassing some of the security hurdles that encumber their countrymen. When they approach the Tarqumiya crossing, Herbawi's trucks can often jump to the front of the line so they can be scanned by a $2.5 million X-ray machine. Herbawi is now allowed to store some of his merchandise in a special area at the crossing, which saves his drivers the trouble of having to make multiple trips to the factory. He credits the program with the survival of his business. "This has given me a chance to work," he says. The fast lane at Tarqumiya... articles - General Thu, 22 Dec 2011 22:52:04 +0100 http://www.acceptonlinemerchantservices.com/general/customized-interface-grows-business-for-aci-merchant-systems.html ACI Merchant Systems attributes its recent business growth to an application solution developed by Abacus IT. This new software has saved ACI time and money while also helping them capture business more efficiently. “Abacus resolved a tremendous challenge we were having with our sponsor financial institution,” said Michael Collester, CEO of ACI Merchant Systems. “Despite offering a competitive cost structure, the bank was using an older mainframe system that had no third party interface available to it. Not only was the system insufficient for our goals and requirements, but we were also forced into managing two parallel databases. It was time consuming and expensive.” The software solution designed by Abacus IT allowed ACI to map all of its data to the banks and easily move it back and forth between the two organizations. This new intranet-based system provides ACI with better functionality and even greater efficiency. “My staff can now use this interface as their database of record for customer support,” Collester said. “It allows them to maintain customer data on both platforms in real time, key in notes about conversations they have with merchants, and makes that information viewable by our financial institution partners. We can even use it to create our customized monthly reports for each institution.” “What started as a small project to allow ACI to interface with our sponsor financial institution partner turned out to be the entire operating system of our organization,” Collester added. “Sometimes it’s the piece you didn’t know you needed that turns out to be the biggest benefit.” Abacus IT continues to support ACI Merchant Systems with weekly consultations and ongoing solutions to the challenges of a growing business. Instead of having a single internal IT support person on staff, ACI benefits from the expertise of an entire team of experts in... articles - General Thu, 22 Dec 2011 22:52:04 +0100 http://www.acceptonlinemerchantservices.com/general/farmers-merchants-bank-celebrates-30-years-of-community-banking-in-orange.html Farmers & Merchants Bank (F&M) is celebrating 30 years of community banking in Orange with a celebration of its longstanding commitment to customers and community. The recently remodeled branch will host a VIP reception and open house, recognizing F&M officers who have served the Bank since its inception in Orange and paying tribute to customers and colleagues whose commitment has enabled the branch to grow and thrive. Both the City of Orange and Farmers & Merchants Bank have legacies spanning more than a century and continue to serve the community amid an uncertain economic climate. “The Orange branch is a time-tested example of how service and integrity can fuel a legacy that spans generations,” said Daniel Walker, F&M chairman of the board and president. “As a longtime resident and the F&M officer who opened this branch, Orange holds a special place in my heart.” Walker, who serves alongside his brother W. Henry Walker and father Kenneth Walker on F&M’s executive team, was one of four employees who helped launch the Orange office in 1981 and remain with the Bank today. The Legacy Team includes: Daniel Walker: Construction Manager, 1981 – Chairman of the Board and President, 2011 Phil Sblendorio: Teller, 1981 – Long Beach Branch Manager, 2011 Tim Wilson: Branch Manager, 1981 – Board of Directors, 2011 Kathy Erickson: Director of Operations, 1981 – Rossmoor Operations Manager, 2011 The Orange branch has also received an extensive remodel since it first opened its doors three decades ago. This past year’s renovations include a full interior upgrade, an updated drive-through and a new layout for increased customer convenience. The festivities will commence on Thursday, November 3, with a VIP reception that will roll out the red carpet and feature live music, hors d'oeuvres and a fun trip down memory lane hosted by... articles - General Thu, 22 Dec 2011 22:52:04 +0100 http://www.acceptonlinemerchantservices.com/general/farmers-merchants-bank-relocates-san-clemente-office.html Farmers & Merchants Bank (F&M) today finalized plans to relocate its San Clemente branch to a beautiful new location at 621 N. El Camino Real. The new facility will feature an additional 2,100 square feet of space, increased parking capacity and a distinctive architectural style harkening back to San Clemente’s historic Spanish roots. The branch will officially open for business on August 29, and F&M will hold a public grand opening celebration on September 24 from 11am – 2pm. “Our San Clemente branch has experienced substantial growth, necessitating a larger building to better serve our current local customers while also effectively catering to the needs of the many new ones we are excited to welcome,” said W. Henry Walker, CEO of F&M Bank. “This move will provide an even higher level of banking convenience within an attractive environment that is quintessentially ‘San Clemente.’” The 8,200-square-foot building is located on the corner of El Camino Real and Miraposa and is designed in the architectural tradition of San Clemente’s Spanish Colonial Revival, including a decorative tower, round arched openings and dark mahogany wood windows and doors. The grand opening event will offer a true taste of San Clemente culture with live music from The Eliminators, a legendary surf band that has opened for Jimmy Buffett, and barbecue from local favorite Bad to the Bone. Guests also will have the opportunity to enter a drawing to win a special prize. F&M’s final day of operation at its current location at 501 N. El Camino Real will be Friday, August 26. The bank will be closed on Saturday, August 27, to facilitate the relocation prior to resuming operations at its new location on August 29. About Farmers & Merchants Bank Founded in Long Beach in 1907 by C.J. Walker, Farmers & Merchants Bank has... articles - General Thu, 22 Dec 2011 22:52:04 +0100 http://www.acceptonlinemerchantservices.com/general/first-merchants-corporation-announces-cash-dividend.html First Merchants Corporation (Nasdaq: FRME) declared a cash dividend on October 31, 2011 of $0.01 per share, payable on December 19, 2011, to shareholders of record on December 5, 2011. For purposes of broker trading, the ex-date of the cash dividend is December 2, 2011. About First Merchants Corporation: First Merchants Corporation is a financial holding company headquartered in Muncie, Indiana. The Corporation is comprised of First Merchants Bank, N.A., which also operates as Lafayette Bank & Trust, Commerce National Bank, and First Merchants Trust Company as divisions of First Merchants Bank, N.A. First Merchants Corporation also operates First Merchants Insurance Group, a full-service property casualty, personal lines, and healthcare insurance agency. First Merchants Corporation’s common stock is traded on the NASDAQ Global Select Market System under the symbol FRME. Quotations are carried in daily newspapers and can be found on the company’s Internet web page (http://www.firstmerchants.com). articles - General Thu, 22 Dec 2011 22:52:04 +0100 http://www.acceptonlinemerchantservices.com/general/hyperwallet-launches-low-cost-online-merchant-payment-service.html hyperWALLET, a leading provider of global payment solutions, today announced the availability of its new low-cost online merchant payment processing service for organizations and their customers. hyperWALLET’s “Direct Pay” online merchant payment option provides a secure, cost-effective complement to card payments by enabling customers to pay for products using funds from their bank account, an online e-wallet, or combination of both. "Until now, organizations experiencing high merchant processing fees had little choice when it came to lowering payment costs or offering customers additional payment acceptance methods," states Bill Crowley, VP of Product Development at hyperWALLET Systems Inc. “By using Direct Pay, companies can gain dramatic cost-savings compared to card processors, and can offer customers a convenient way to make purchases online without maxing out their credit cards.” For businesses, implementing the Direct Pay service is a simple process and requires only a one-time integration to hyperWALLET. Companies can offer Direct Pay via their company’s website payment page, where customers select it as a payment option during the e-commerce checkout process. Using Direct Pay, funds are debited from the customer’s existing e-wallet or bank account (or a combination of both), and their product purchase is complete. "The benefits of Direct Pay go beyond cost-savings," notes Crowley. "In addition to our low processing fees, the Direct Pay service helps companies manage chargeback and rolling reserve levels to free up cash flow, and reach more customers by offering e-wallet & bank debit payment options in addition to credit and debit cards.” Direct Pay also supports loyalty points, enabling companies to define their own loyalty points schemes and redemption rules for product purchases or company promotions. Like all hyperWALLET payment services, Direct Pay is designed for organizations which operate on a global scale. The service is currently live with USA and Canadian banks, with... articles - General Thu, 22 Dec 2011 22:52:04 +0100 http://www.acceptonlinemerchantservices.com/general/nrf-says-swipe-fee-cut-will-save-merchants-and-consumers-billions.html Merchants and their customers will save billions of dollars when new Federal Reserve regulations cutting debit card swipe fees roughly in half take effect this weekend, the National Retail Federation said today. “Retailers across the nation are developing a wide range of innovative ways to pass these savings along to their customers with lower prices and better value,” NRF Senior Vice President and General Counsel Mallory Duncan said. “Change won’t come overnight, but consumers will definitely benefit. Reducing these fees will put billions of dollars back into the Main Street economy, helping American families stretch their paychecks and ultimately preserving and creating local jobs to keep America on the road to recovery.” Under Fed regulations made final this summer, the “swipe” fees the nation’s largest banks charge merchants to process debit card purchases will be capped at no more than 21 cents per transaction – plus 0.05 percent of the purchase price and, in most cases, an additional 1 cent for fraud prevention – beginning on Saturday. That compares with 1-2 percent of the transaction – about 44 cents on the average retail purchase but several dollars on bigger-ticket items – under current fees. Debit card swipe fees currently total about $20 billion annually, and analysts have estimated the cap will save merchants and their customers about $7 billion. Small and mid-size financial institutions with less than $10 billion in assets are exempt. Members of the highly competitive retail industry have considered a wide range of ways to use the savings to increase value for their customers, such as overall lower prices, specific discounts for using debit cards, free or lower-cost delivery on appliances, free alterations on clothing, or hiring additional staff to improve customer service, to name just a few examples. Few have been able to announce specific programs,... articles - General Thu, 22 Dec 2011 22:52:04 +0100 http://www.acceptonlinemerchantservices.com/general/office-depot-and-century-payments-to-launch-office-depot-merchant-services.html Office Depot(NYSE:ODP), celebrating 25 years as a leading global provider of office supplies and services, today announced the launch of Office Depot Merchant Services, an electronic payment processing service for small and medium-sized businesses. In partnership with Century Payments, Office Depot is the first office supply retailer to provide a private branded solution to enable small and medium-sized businesses with direct access to accept electronic payments via all major debit and credit cards at the point-of-sale. Businesses can now conveniently accept payments using a variety of cutting-edge equipment options that will allow companies to process payments from a retail location, through the Internet or with a mobile device. “Understanding how to accept different types of electronic payments and choosing the right merchant processor for your business is vital,” said Steve Schmidt, Executive Vice President, Corporate Strategy and New Business Development for Office Depot. “Office Depot Merchant Services makes it simple to accept all types of credit cards – no matter what type of business you have.” When utilizing Office Depot Merchant Services, all customers will receive a smart solution to run their business. Office Depot’s partnership with Century Payments provides customizable payment solutions that are convenient for the merchant and consumer, trusted and secured banking to ensure quick and safe transactions and a unique rate-matching option that will meet or beat other offers. “We are pleased to partner with Office Depot to provide their business customers with a convenient and reliable electronic payment option,” said Christian Campbell, Executive Vice President of Business Development for Century Payments. “Office Depot’s philosophy is about helping small and medium-sized businesses, and now with the addition of a Merchant Services product, customers will be able to get all the resources they need to start and grow their business in a single destination.” In addition to... articles - General Thu, 22 Dec 2011 22:52:04 +0100 http://www.acceptonlinemerchantservices.com/general/sage-pay-breaks-industry-mould-with-pay-as-you-go-merchant-services.html Sage Pay, the UK's leading independent payment processor has today announced an overhaul of its merchant services package for new customers signing up to their payment gateway. High set-up costs and lengthy approval processes can make acquiring a merchant account one of the most painful parts of setting up an online business. According to Sage Pay's 2011 e-business benchmark report the average time for a merchant account set up through external providers is seven weeks with one-in-ten internet business owners saying they pay over ?500 in initial set-up costs. The new and improved offering from Sage Pay and leading merchant account supplier Elavon, aims to provide merchant accounts in an average of four weeks, with no set-up costs, no monthly fees and no long-term contracts. To help business owners through the process of setting up and managing their merchant account, Sage Pay also provides each new customer with a dedicated merchant services team and 24/7 support. Simon Black, Managing Director at Sage Pay, commented: "Getting a merchant account set up can be one of the hardest tasks for business owners looking to start trading online, so we're committed to making the process as simple and painless as possible for our customers." "We think the pay-as-you go model will be particularly attractive to start-ups and small business owners who need to keep a very close eye on cash-flow and overheads during the crucial first few months of trading." As part of its new merchant services offering, Sage Pay is providing 3 months free online payment processing to all new customers. Sign up here and enter the promotional code 'MS3M3' to take advantage of this offer. For further information on the service, please visit: http://www.sagepay.com/merchant-services Read how The Fashion Bible benefitted from Sage Pay's Merchant Service offering, here: (http://www.sagepay.com/case_study/fashion-bible) About Sage Pay Sage Pay is a division of FTSE 100 business software... articles - General Thu, 22 Dec 2011 22:52:04 +0100 http://www.acceptonlinemerchantservices.com/general/transfirst-acquires-us-merchant-services.html TransFirst?, a leading provider of transaction processing services and payment enabling technologies, has purchased RST Ventures, Inc. dba US Merchant Services (USMS), a provider of electronic payment processing services headquartered in Cypress, California. (Logo: http://photos.prnewswire.com/prnh/20110824/DA57366LOGO) As an independent sales organization, USMS has operated under a sales partnership agreement with TransFirst since 2004, offering TransFirst's products and services to its own payment processing customers. This prior business arrangement means that many of USMS's customers are already familiar with TransFirst's innovative payment processing programs and industry-leading support, which should help to facilitate a smooth transition as USMS and TransFirst become one. Under the purchase agreement, current USMS staff will become TransFirst employees and will continue operations in Cypress. "This acquisition makes perfect sense for both companies, especially when you consider that most US Merchant Services' customers are already TransFirst customers today," says John Shlonsky, president and CEO of TransFirst. "Taking ownership of USMS gives TransFirst the opportunity to leverage their considerable resources selling mid-market merchant products and services, including a diverse merchant portfolio and an outstanding group of professional staff. The purchase fits in perfectly with TransFirst's strategic plan for ongoing company growth." "We are very pleased with the purchase of USMS by TransFirst," says Dan Montrenes, president and CEO of US Merchant Services. "We will be able to continue our long-standing customer relationships and provide even better products and services as TransFirst employees, and we'll be able to take full advantage of TransFirst's industry experience. That we can do this while being able to remain in our Cypress offices makes it an ideal situation for us." About TransFirst (www.transfirst.com) A leading provider of secure transaction processing services and payment enabling technologies, TransFirst offers innovative products and services designed with financial institution, independent sales organization, healthcare, e-commerce, government and merchant customers' unique needs in mind. By collaborating with... articles - General Thu, 22 Dec 2011 22:52:04 +0100